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Doctoral Candidates Profiles

Kristen Stutz
Kristen Stutz

Expected Graduation: 2019

B.A. in Political Science, University of California, San Diego, 1994

M.S. in Counseling, San Francisco State University, 2002

Kristen works with student legal services, and is a financial aid counselor for first-generation, low-income and disabled college students. She also teaches student success classes and assists in teaching two upper division finance courses.

Research Interests: Student loan decision making

Lloyd Zimmerman
Lloyd Zimmerman

Expected Graduation:

B.S. in Funeral Service, University of Central Oklahoma, 1974

M.S. in Personal Financial Planning, College for Financial Planning, 2005

Lloyd owned and operated the Zimmerman Funeral Home in Howard, Kansas until 2010. He has also served as a member of the Howard State Bank board of directors and weekly loan committee since 1981.

Research Interests: Personal financial wellness for rural families, personal financial planning education for children, and assessment of strategies in asset allocation

Joy Clady
Joy Clady

Expected Graduation: 2020

B.A. Liberal Arts and Science, in Spanish and Speech Communication, 1992

M.B.A. in Business Administration, concentration in Finance and Supply Chain Management, Michigan State University, 1999

Joy has experience in financial analysis, personal finance, and offering financial literacy classes and counseling at military bases. She launched her own fee-only financial education and planning practice.

Research Interests: Self-perceived relative financial position

Cherie Stueve
Cherie Stueve

Expected Graduation: 2020

B.B.A. in Accounting and Management, Washburn University, 1988

M.B.A., Columbia College, 1999

Cherie works with several community organizations to provide financial education programs and counseling. She also contributes personal finance articles for several newsletters.

Research Interests: Financial literacy in our community and schools; awareness and access to financial counseling; financial challenges for young adults

Greg Schink
Greg Schink

Expected Graduation:

B.S. in Business Administration, Central Michigan University, 2005

M.B.A. in Value Driven Organization, Central Michigan University, 2012

Gregory is a CFP® and AWMA® specializing in portfolio construction through the use of risk budgeting and statistical portfolio analysis.

Research Interests: Regression analysis and modeling of psychological, socioeconomic, and demographic factors to predict successful management of a financial windfall event

David Jayne
David Jayne

Expected Graduation: 2020

B.S. in Civil Engineering, Kansas State University, 1998

M.B.A., Quincy University, 2008

M.S. in Construction Engineering and Management, University of Colorado, 2003

M.S. in Financial Planning, College for Financial Planning, 2009

David has held numerous positions including construction project manager, company commander and operations officer in a Seabee battalion, and instructor at the Naval Civil Engineer Corps Officers School.

Research Interests: Military retirement system; financial planning for military families; windfall events; and high-income, short-duration career fields

Frank Magewegwe
Frank Magewegwe

Expected Graduation: 2020

BSc in Mathematics and Statistics, University of the Witwatersrand, 1996

BSc in Advanced Mathematics of Finance, University of the Witwatersrand, 1997

MSc in Financial Mathematics, University of Pretoria, 2002

Frank is currently the CEO of the middle-market segment business at Momentum, a large financial services company in South Africa.

Research Interests: Financial education, financial literacy, and economic outcomes

Julia Mull
Julia Mull

Expected Graduation: 2019

B.A. in Liberal Studies, University of Louisville, 1984

M.A. in Mass Communication, University of Denver, 1990

M.B.A. in Finance, Indiana University-Purdue University-Fort Wayne, 2006

M.S. in Family Financial Planning, Montana State University, 2013

Julia is a CFP® and teaches finance classes at Carroll College in Helena, MT. She is most interested in providing financial guidance to middle-class clients who may have limited access to professional advisors.

Research Interests: Availability of competent financial advice for the middle-class and in the workplace, particularly for retirement planning

Miranda Reiter
Miranda Reiter

Expected Graduation: 2020

B.B.A., Mississippi State University, 2003

B.A. in French, Mississippi State University, 2003

M.P.A., City University of New York-Baruch College, 2009

Miranda Reiter is a CERTIFIED FINANCIAL PLANNER™ practitioner and financial advisor at USAA. She has provided financial advice to clients at four Fortune 500 companies as well as in her private practice, which focused on women's financial wellness.

Research Interests: Diversity and gender issues in financial planning; Racial wealth gap